Ignition vs PandaDoc
Updated August 6, 2026· every figure checked against the vendor’s own pricing page
PandaDoc is cheaper on subscription and Ignition is the only one of the two whose payment cost you can actually work out. For a firm of 3, PandaDoc is $105 a month month-to-month on Starter — a per-seat price, so it scales with headcount — against Ignition's $149 for the whole account on Core. Both verified August 6, 2026. On payments the two publish different things: Ignition publishes the full charge, $503 a month on 3 people, 30 active clients and $20,000 of client payments a month across 10 payments, while PandaDoc publishes its own markup as “PandaDoc transaction fee: $0.00 (subject to change).” and does not publish the processor's rate that sits underneath it. So no all-in figure for PandaDoc appears anywhere on this site.
The subscription is not the cost. 4 of the 8 tools here take a cut of every client payment that passes through them, and 2 of those publish the whole charge; the other 2 publish their own share and point at the payment processor for the rest, so no all-in figure for them appears on this site. Where a vendor states that a fee is borne by the client rather than the firm, it is reported in its own column and never folded into the firm’s total — and never dropped either, because it is still a real cost of collecting the money.
RangeYourself has no affiliate relationship with any tool on this page as of August 6, 2026: every link here goes straight to the vendor’s own site and earns us nothing. We may pursue one in this category, and if we do we will say so here. Either way the ordering follows published prices and published fees, and a vendor that pays nothing is listed on exactly the same basis as one that does. See how we make money and our editorial standards.
Side by side for a firm of three
| Tool | Subscription for 3, month to month | The firm's share of card fees | Total the firm pays | What the vendor says the client pays |
|---|---|---|---|---|
| Ignition | $149/mo Core | $503/mo the whole fee | $652/mo | — |
| PandaDoc | $105/mo Starter | $0/mo the vendor's own share only | At least $105/mo | — |
The pricing units differ and that decides everything at the edges. PandaDoc is per seat: $35 a seat month to month, $19 billed annually, so a firm of 3 pays three times either figure and a firm of ten pays ten times. Ignition is per account, so its Core tier is one price for up to 3 users and its top tier is one price for an unlimited number. Below about 5 seats PandaDoc is the cheaper subscription; above it the account price stops moving and the seat price does not.
The subscription is not the cost. 4 of the 8 tools here take a cut of every client payment that passes through them, and 2 of those publish the whole charge; the other 2 publish their own share and point at the payment processor for the rest, so no all-in figure for them appears on this site. A fee a vendor states the client bears is reported separately and never folded into the firm's total — and never dropped, because it is still a real cost of collecting the money.
Ignition’s tiers
| Tier | Non-annual price | Billed annually | Who and what it includes |
|---|---|---|---|
| Solo | $49/mo | $39/mo | 1 user account · 20 active clients with signed agreements · $7 per additional active client |
| Core | $149/mo | $99/mo | 3 user accounts · 50 active clients with signed agreements · $5 per additional active client |
| Pro | $279/mo | $229/mo | 15 user accounts · 350 active clients with signed agreements · $3 per additional active client |
| Pro+ | $499/mo | $399/mo | Unlimited user accounts · 600 active clients with signed agreements · $2 per additional active client |
PandaDoc’s tiers, and the free one that is described twice
| Tier | Non-annual price | Billed annually | Who and what it includes |
|---|---|---|---|
| Free | $0/user/mo | $0/user/mo | The marketing card says 60 documents a year; the detailed comparison table on the same page says 5 eSignatures and 5 documents a month |
| Starter | $35/user/mo | $19/user/mo | $3.50 per extra document on monthly billing, $2 on annual |
| Business | $65/user/mo | $49/user/mo | $2.60 per extra document on monthly billing |
PandaDoc's free tier is stated two ways on the same page. The marketing card reads “Includes 60 docs for free per year” and the detailed comparison table further down reads “Legally-binding eSignatures 5 per month unlimited Documents sent 5 per month”. Sixty a year and five a month are not the same allowance in any month you send more than five. Both quotes are published here and neither is adopted; PandaDoc is the one who can resolve it.
PandaDoc's pricing page also loads with the annual option preselected, so $19 is the figure most visitors see and $35 is what month-to-month actually costs — a premium of 84%. Its per-extra-document rate moves with the billing term too, from $2 on annual to $3.50 on monthly.
The fee disclosure, which is the real difference
| Tool | Charge | Shape | Who pays | Whole fee? |
|---|---|---|---|---|
| Ignition | Credit or debit card, domestic “"ccDomesticPercentage":"2.5"” | 2.5% plus $0.3 | The firm | Yes |
| Ignition | Bank account, ACH or direct debit “"bankAccountPercentage":"1"” | 1% plus $0.3 capped at $5 | The firm | Yes |
| PandaDoc | PandaDoc's own markup on card payments through Stripe “PandaDoc transaction fee: $0.00 (subject to change).” | 0% | The firm | No — its own share only |
| PandaDoc | Pay by Bank (ACH) through Stripe “Payments settle in 2–4 business days at up to 1.5% per transaction” | 1.5% | The firm | No — its own share only |
These are not two answers to the same question. Ignition publishes what it costs to collect a payment: a percentage, a fixed component, and a cap on the bank-transfer route. PandaDoc publishes what PANDADOC adds, which is nothing, plus a $0.50 minimum charge — and it explicitly does not restate the processor's own percentage, pointing at the gateway instead. Publishing a zero markup honestly is a good disclosure. It is simply not the same as publishing the price of taking a card payment, and this site does not fill the difference with Stripe's public rate, because PandaDoc has not adopted that figure.
2 of the 8 tools in this index are in that middle position — publishing their own share and pointing elsewhere for the rest — and 2 publish the whole charge. It is a genuine third state between publishing and not publishing, and it is recorded as one rather than collapsed into either.
This page compares what each vendor publishes about price, fees and terms. It makes no claim about which tool produces better proposals, converts more of them, or is nicer to use, because those are not things a pricing page can establish and we have not used them.
Which is cheaper, and on what
On subscription for 3 people, PandaDoc by $44 a month month-to-month and $42 on annual billing. On the total cost of collecting client money, the comparison cannot be completed, because only one of the two publishes enough to complete it. If billing through the proposal is why you are looking at this category at all, that asymmetry is the finding rather than the price gap.
Worth saying plainly, because it shapes what you are reading: RangeYourself currently has no affiliate relationship with any tool on this page, and every vendor link here goes straight to the vendor’s own site. If that changes, this line changes with it. Nothing here is written to push you towards a trial, no vendor pays for placement, and the ranked tables sort on published figures rather than on anything we are paid.
Frequently asked questions
Is PandaDoc cheaper than Ignition?
On subscription for a firm of 3, yes: $105 a month against $149, verified August 6, 2026. PandaDoc charges per seat and Ignition per account, so the gap narrows as the firm grows and reverses once the seat count passes what Ignition's tier already includes.
What does PandaDoc charge for payments?
Its own markup on card payments is published as "PandaDoc transaction fee: $0.00 (subject to change)." with a $0.50 minimum charge, and its bank route is published as up to 1.5% per transaction. What it does not publish is the card processor's own percentage, which it points at the gateway for. So its own share is knowable and the total is not, and no all-in PandaDoc figure appears on this site.
How many documents does the PandaDoc free plan include?
PandaDoc states it two ways on the same page: "Includes 60 docs for free per year" on the pricing card, and 5 documents and 5 eSignatures per month in the detailed comparison table below it. Those differ in any month you send more than five. We publish both and adopt neither.
Is Ignition or PandaDoc better for an accounting firm?
That depends on whether you want the tool to collect the money, which is a product question rather than a price one. Ignition bills the client through the engagement and publishes the full fee for doing so; PandaDoc is document software with a payments integration whose total cost it does not publish. We have used neither and make no claim about how either performs.
Does PandaDoc show monthly or annual pricing by default?
Annual. Its pricing page loads with the annual option already selected, so $19 a seat is the figure a visitor sees first and $35 is the month-to-month price. 3 of the 8 tools in this index do the same thing.
How we verify this
Every figure on this page was read from the vendor’s own page and is stored with that page’s URL, a verbatim quote, and the date it was checked (most recent: August 6, 2026). 2 of these 8 pricing pages could not be read with a plain HTTP request and were read in a browser at the same URL, with each billing option selected in turn. Payment fees are only counted against a firm where the vendor states the firm bears them; where a vendor states the client bears one, it is published separately rather than added or hidden. Where a vendor publishes only its own share of a payment fee and points at a processor for the rest, no all-in total is computed, because the vendor has not published one. Totals are arithmetic on published figures only, and where a vendor prints a yearly total but no monthly equivalent, dividing that total by twelve is labelled where it appears. See our editorial standards and how we verify.
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