A short list, most GLP-1 telehealth programs operate cash-pay only because compounded medication is not eligible for insurance reimbursement. The programs below bill insurance for brand-name Wegovy and Zepbound, or (in Found’s case) for clinical visits and medication on its published with-insurance plans.
Who this list is for
Researchers narrowing the field to insurance-friendly GLP-1 programs.
Ranked programs
| Provider | All-in monthly | Semaglutide | Tirzepatide | Compounded vs brand | Insurance accepted? | Last verified | Price source | |
|---|---|---|---|---|---|---|---|---|
| $199/mo + Rx | Membership $199/mo (3-month commitment); medication via insurance, copays ≤$25/mo | Membership $199/mo (3-month commitment); medication via insurance, copays ≤$25/mo | Brand-name | Yes | joincalibrate.com ↗ | See pricing → | ||
| $169/mo | From $169/mo on a 12-month plan paid up-front ($289/mo month-to-month), cash-pay, compounded meds included; with insurance $99/mo prepaid annual or $199/mo monthly + copay (typically ~$30). Verified 2026-07-25 on joinfound.com/plans-and-pricing. | From $169/mo on a 12-month plan paid up-front ($289/mo month-to-month), cash-pay, compounded meds included; with insurance $99/mo prepaid annual or $199/mo monthly + copay (typically ~$30). Verified 2026-07-25 on joinfound.com/plans-and-pricing. | Both | Yes | joinfound.com ↗ | See pricing → | ||
| $79/mo + Rxintro: $39 first month | Membership $79/mo + compounded semaglutide $99/mo (all doses); brand-name billed via insurance | Membership $79/mo + compounded tirzepatide $199/mo (all doses); brand-name billed via insurance | Both | Yes | joinmochi.com ↗ | See pricing → | ||
| $74/mo + Rxintro: $39 first month | Membership $149/mo ($74/mo on annual prepay, $39 first month); Wegovy pill from $149 first month then $199–$299/mo, billed separately | Membership $149/mo ($74/mo on annual prepay, $39 first month); Zepbound KwikPen from $299 first month then $399–$449/mo, billed separately | Brand-name | Yes | ro.co ↗ | See pricing → | ||
| $59/mo + Rx | Wegovy® pill from $149/mo cash + program subscription $59/mo (12-month commitment) to $99/mo (month-to-month, no commitment), full tier ladder verified 2026-07-25 on sesamecare.com/service/online-weight-loss-program (FAQ: 'Month-to-Month Plan: Billed every month at $99 per month') | Zepbound® from $299/mo cash + program subscription $59/mo (12-month commitment) to $99/mo (month-to-month, no commitment), medication billed separately, verified 2026-07-25 | Brand-name | Yes | sesamecare.com ↗ | See pricing → | ||
| $74/mo + Rxintro: $25 first month (66% off promo on the 12-month plan) | Brand-name only, billed separately from membership, self-pay Wegovy® pill from $149/mo, Wegovy® pen from $199/mo, Ozempic® from $149/mo (pill) / $199/mo (pen), Foundayo® (orforglipron) from $149/mo; separate Med+ membership required (verified 2026-07-16 on weightwatchers.com/us/weight-loss-medication) | Brand-name only, billed separately, self-pay Zepbound® from $299/mo; separate Med+ membership required (verified 2026-07-16) | Both | Yes | weightwatchers.com ↗ | See pricing → |
Why we ranked them this way
- Compounded GLP-1 is not billable to insurance. Programs that accept insurance route patients to brand-name Wegovy or Zepbound through pharmacy benefit managers.
- The membership fee for insurance-accepting programs is what you pay regardless of whether your prior auth is approved. Call your insurer first.
The picks in detail
Calibrate
Best for: Coaching-heavy, behavior-change-first program.
Watchout: Higher overall cost, best when you'll use the coaching.
Pricing: $199/mo membership + medication, semaglutide membership $199/mo (3-month commitment); medication via insurance, copays ≤$25/mo, tirzepatide membership $199/mo (3-month commitment); medication via insurance, copays ≤$25/mo.
Found
Best for: Personalized prescribing across drug classes.
Watchout: Final medication may not be GLP-1 if clinician recommends otherwise.
Pricing: $169/mo all-in (medication included), semaglutide from $169/mo on a 12-month plan paid up-front ($289/mo month-to-month), cash-pay, compounded meds included; with insurance $99/mo prepaid annual or $199/mo monthly + copay (typically ~$30). verified 2026-07-25 on joinfound.com/plans-and-pricing., tirzepatide from $169/mo on a 12-month plan paid up-front ($289/mo month-to-month), cash-pay, compounded meds included; with insurance $99/mo prepaid annual or $199/mo monthly + copay (typically ~$30). verified 2026-07-25 on joinfound.com/plans-and-pricing..
Mochi Health
Best for: Brand-name access where insurance can apply.
Watchout: Final cost depends heavily on insurance and pharmacy.
Pricing: $79/mo membership + medication, semaglutide membership $79/mo + compounded semaglutide $99/mo (all doses); brand-name billed via insurance, tirzepatide membership $79/mo + compounded tirzepatide $199/mo (all doses); brand-name billed via insurance.
Ro
Best for: Brand-name access with a polished telehealth UX.
Watchout: Brand-name medication is expensive without insurance, confirm coverage first.
Pricing: $74/mo membership + medication, semaglutide membership $149/mo ($74/mo on annual prepay, $39 first month); wegovy pill from $149 first month then $199–$299/mo, billed separately, tirzepatide membership $149/mo ($74/mo on annual prepay, $39 first month); zepbound kwikpen from $299 first month then $399–$449/mo, billed separately.
Sesame Care
Best for: Brand-name GLP-1 with insurance support, subscription program.
Watchout: Program fee excludes medication, total cost depends on medication path and coverage.
Pricing: $59/mo membership + medication, semaglutide wegovy® pill from $149/mo cash + program subscription $59/mo (12-month commitment) to $99/mo (month-to-month, no commitment), full tier ladder verified 2026-07-25 on sesamecare.com/service/online-weight-loss-program (faq: 'month-to-month plan: billed every month at $99 per month'), tirzepatide zepbound® from $299/mo cash + program subscription $59/mo (12-month commitment) to $99/mo (month-to-month, no commitment), medication billed separately, verified 2026-07-25.
WeightWatchers
Best for: Brand-name GLP-1 with behavioral program and insurance billing.
Watchout: Total cost depends on insurance, without coverage, brand-name medication is $500-$1,300/mo.
Pricing: $74/mo membership + medication, semaglutide brand-name only, billed separately from membership, self-pay wegovy® pill from $149/mo, wegovy® pen from $199/mo, ozempic® from $149/mo (pill) / $199/mo (pen), foundayo® (orforglipron) from $149/mo; separate med+ membership required (verified 2026-07-16 on weightwatchers.com/us/weight-loss-medication), tirzepatide brand-name only, billed separately, self-pay zepbound® from $299/mo; separate med+ membership required (verified 2026-07-16).
Frequently asked questions
Why don’t more GLP-1 telehealth programs accept insurance?
Most telehealth GLP-1 programs prescribe compounded medication, which is sold cash-pay and not reimbursed by insurance. Programs that bill insurance are routing patients to brand-name medication.
What if I don’t want to deal with insurance at all?
Compounded GLP-1 telehealth (cash-pay) is the simplest path, no prior auth, no formularies, predictable monthly bill. See our cheapest compounded semaglutide and tirzepatide rankings.
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